Money is a powerful tool-it can open doors, create opportunities, and help you achieve your dreams. But managing money wisely is a skill that is best learned early on in order to build smart financial habits for life. Grow Your Dough helps empower teens with financial literacy that can help them now and into the future. The book uses fun and interesting situations to explain the fundamentals of money, what it means to budget, how to save and grow your money, being smart about shopping and spending, investing, credit and debt, financial planning By using examples of teens working after school jobs, making decisions on spending for what they need versus what they want, or saving up for a goal, the situations and characters in the book are relatable to young readers. The book is realistic in showing that saving and growing your money doesn't mean you have to miss out on buying fun snacks or going to a concert or buying a bike. Being financially literate helps kids to make smart decisions that allows them to both save and have fun while also building for their future.
Author Jason Kirk has worked in the finance industry for more than twenty-five years including that as a CERTIFIED FINANCIAL PLANNER? professional and has always enjoyed educating people on finance. As witness to the financial literacy crisis in America including the lack of education on that topic to students in schools, he was inspired to write a book that would teach young people early on and wrote Grow Your Dough: Smart Money Tips for Teens. Though it was difficult to condense all of the financial information into a book that would be easily digestible for young people, his goal was to be able to get through to teens, such as his own daughters who are thirteen and fifteen, with lasting knowledge they could apply to their lives. He hopes his young readers come away from his book with solid financial skills that help carve out a financially secure and smart future. Jason lives in Brighton, Michigan, with his wife and daughters, two cats and a dog. Grow Your Dough: Smart Money Tips for Teens is his debut book.